Family Probate Help
Cash Advance on Inheritance
Inheritance Cash Advance - Get the money you need today! Apply NOW
Avoid Long delays, uncertainties, legal hassles.
Too often these are the problems you inherit when a loved one, friend or relative dies. Because a
typical estate can easily be tied up in court proceedings (called probate) for a year or more, there's no
way of knowing when you'll actually receive your inheritance money.
An Inheritance Cash Advance helps you overcome the long delays built into the
probate process. Get your questions answered - See below:
- You may be able to get part of your inheritance now, instead of waiting months, or even
years!
- There's no concern about credit references or current employment.
- You have no personal liability.
- There are no monthly payments or hidden charges.
- Your income or credit status isn't a problem.
- You'll get fast, courteous and friendly help and one call gets you started!
Answers to the most commonly asked questions as explained by our primary
funding company:
If you have any other questions and to see if you qualify, please feel free to contact us.
Q: Who is eligible to receive a cash advance ?
A: An heir who will be inheriting at least $17,000 from a probate which is already open or is currently
being opened; or a beneficiary of a trust who will be receiving at least $17,000 in distribution(s) from
the trust within three years. The trust instrument must not limit the beneficiary's right to assign an
interest in future trust distributions (a so-called "spendthrift clause").
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Q: What does our funding company receive in return for the cash advance?
A: In return for a present cash payment from our funding company, the heir or beneficiary sells to
(technically, "assigns to")them the right to receive a fixed amount of money out of the heir or
beneficiary's share of the estate or trust.
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Q: When does our funding company get paid?
A: They are paid directly from the estate or trust upon distribution. Funds not needed to satisfy the
assignment are distributed directly to the heir or beneficiary.
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Q: Are there any application fees?
A: No. Fees are charged only for funded deals, and are deducted from the advance.
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Q: Will credit problems prevent an heir from getting an advance?
A: Our funding company obtains a credit report in preparing a case for funding, primarily to
determine that there are no judgments, child support or bankruptcy proceedings that might interfere
with payment of the assignment. A poor credit record alone, including delinquencies, discharges in
bankruptcy, foreclosures, etc., will generally not prevent an heir or beneficiary from receiving an
advance.
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Q: Are monthly payments required to repay the advance?
A: No. They are paid directly and in full from the estate or trust at the time distribution is authorized.
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Q: What if there are insufficient funds in the estate or trust to pay our funding company?
A: This is one of the risks they assume when they accept an assignment from an heir or trust
beneficiary. The heir or beneficiary who gives true information on the application and honors the
assignment agreement has no personal liability for payment of the advance.
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Q: What happens if a previously unknown creditor makes a claim on the estate?
A: This is one of the ways a trust or estate may end up with insufficient funds to pay our funding
company in full, and it is a risk our funding company assumes. They can only receive those
distributions from the probate or trust that are due to the heir or beneficiary. Medical claims arising
from the last illness are a major concern. Our funding company absorbs the loss and has no recourse to
the heir unless the heir or beneficiary was aware of the claim(s) and failed to tell them about it in the
application process.
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Q: Can an heir qualify for an advance even if there is no will?
A: If a person passes away and does not leave a will, then that person's estate is said to be intestate.
Every state in the US has different laws governing an intestate estate. The only way to be certain that
an heir is inheriting from an intestate estate is to contact the estate attorney and determine what
portion, if any, they are entitled to under the law of the state where the decedent resided.
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Q: What happens if the distribution of the estate is delayed?
A: our funding company must wait until the estate or trust is ready to distribute. There is no recourse
to the funded heir for any delays in the distribution. This is another one of the risks they assume.
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Q: Are there any geographic limitations on funding?
A: No, but most advances are to heirs or beneficiaries here in the United States. Advances based on
estates in other countries are considered only in very limited circumstances and require detailed,
reliable information about the estate and full cooperation from the estate attorney.
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Q: What if the probate is in a different state?
A: It is common for the heirs of an estate to reside in a state different from the decease's state. This
rarely causes a difficulty.
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Q: What are the criteria that determine the cost of an advance from our funding company?
A: The size of the advance, complexity of the estate or trust, and the estimated time to distribution
are the major factors affecting pricing.
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Q: Are there minimums and maximums for cash advanced by our funding company to an heir or trust
beneficiary?
A: Their advances normally range from $5,000 to $100,000. As a rough rule of thumb, assume the
advance cannot exceed 30% of an heir's expected distribution from an estate or trust.
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Q: What steps need to be taken for our funding company to consider funding a transaction?
A: Fill out a short form called an Heir's Information Summary. Then send the completed form to
them, together with copies of personal identification and relevant probate or trust documents, to the
extent you have them available. You can obtain the form from us.
Apply NOW or Contact us first.
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Q: Are there any restrictions on obtaining a cash advance on my trust?
A: Many trusts contain a clause that is referred to as a "spendthrift provision." * This clause protects
you, as a beneficiary, from having creditors attach themselves to your share of the trust.
Unfortunately, the clause also prohibits you from voluntarily assigning your interest to a third
party which is exactly how our funding company is able to provide cash advances on estates and
trusts. We are more than happy to review your trust to determine if it contains a spendthrift
provision. If you wish to review it yourself, you should look for a section that contains anything
similar to the following:
*Spendthrift Provision:
"No interest of any beneficiary in the principal or income of any Trust created under this instrument
shall be transferable by voluntary assignment, anticipated, assigned, alienated, encumbered, or
hypothecated, and, to the extent permissible by law, shall be free from execution, attachment,
bankruptcy and other procedures for the satisfaction of creditors' claims or be subject to legal process
before actual receipt by the beneficiary."
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Q: Who should I contact for additional information?
A: Apply NOW Contact Us
We work with a Funding Company that
LOVES TO ADVANCE $$$ TO HEIRS.
